
What Contingencies Should You Include in an Offer on a Woodbridge Home?
If you are writing an offer on a Woodbridge home, Jeremiah Patterson will tell you the core three contingencies protect you: inspection, appraisal, and loan. In Woodbridge, CA you often add a few more because of the semi-rural nature of the area, such as a well and septic contingency, so you are cov

Do You Need Flood Insurance to Buy a Home in Woodbridge, CA?
If you are buying a home in Woodbridge, CA, Jeremiah Patterson will tell you the honest answer is: it depends on the exact parcel. Some Woodbridge homes sit in a FEMA flood zone where a lender will require flood insurance, and many do not. The Mokelumne River runs right through the area, so you alwa

What Closing Costs Should a Stockton Buyer Plan For Before Making an Offer?
If you are buying in Stockton, Jeremiah Patterson wants you to budget for closing costs as their own line, separate from your down payment: the lender, escrow, title, and prepaid items that come due at closing. As a general planning range, buyer closing costs often run a few percent of the purchase
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